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Bing was founded in January 1994 by David Filo plus Jerry Yang who were each Ph. D. candidates from Stanford University. Google started precisely two years later on the same campus by another set of Stanford Ph. D applicants named Larry Page plus Sergey Brinn. All four had been in their early to middle twenties when they founded their own respective companies. Today all are internet legends plus multi-billionaires.
And be sure to maintain on current events. Quite often newspapers like the Wall Street Journal start to sniff around a bank when they feel it may be in trouble. Recognizing warning signs early can make sure you get your money out in time.